Financial Options
We want to help you receive the dental care you deserve. We discuss all costs and payment options with you to make sure you are comfortable with your treatment plan and to answer any questions you have prior to the start treatment. You will never have surprises when it comes to your bill.
Dental Insurance
We want you to get the most out of your budget, so we work with your insurance provider to ensure you get the best coverage available to you. If you need assistance, or have questions about your insurance policies or claims, our staff is knowledgeable and always available to help you.
Popular Payment Options
We accept cash, checks, and most major credit cards. We also work with CareCredit, so you can get the care you need whenever you need it. Ask us for more information.
Financial Options FAQs
Will I receive an estimate before starting dental treatment?
Yes. Before treatment begins, Dental Associates of Hoboken reviews your recommended care, estimated costs, and available payment options so you understand what to expect. We believe patients should be able to make informed decisions without worrying about unexpected charges. If your treatment plan changes or additional procedures become necessary, our team will discuss any updates with you before moving forward whenever possible.
Can your team help me understand my dental insurance benefits?
Absolutely. Dental insurance benefits can sometimes be confusing, especially when coverage varies between plans. Our knowledgeable team is happy to help explain your benefits, submit claims, and answer questions about your estimated coverage. While insurance policies differ from one carrier to another, we work closely with patients to help them maximize available benefits and better understand their financial responsibility before treatment begins.
What if my dental insurance doesn’t cover my entire treatment?
Many dental insurance plans contribute toward treatment costs but do not always cover every procedure in full. If your insurance leaves a remaining balance, our team will review your options and explain the costs clearly before treatment starts. Our goal is to help you prioritize your oral health while ensuring you have a complete understanding of your financial responsibilities throughout every stage of your care.
Can I use CareCredit for cosmetic or restorative dental procedures?
In many cases, yes. CareCredit can often be used to help pay for a variety of dental treatments, including cosmetic and restorative procedures, depending on your approved account terms. If you’re interested in using CareCredit, our team can explain how it works and answer questions about the application process so you can determine whether it’s the right payment option for your needs.
Why is it important to discuss financial options before treatment begins?
Open communication about treatment costs helps eliminate uncertainty and allows you to make confident decisions about your dental care. Reviewing fees, insurance benefits, and payment options ahead of time ensures everyone understands the financial aspects of treatment before procedures begin. At Dental Associates of Hoboken, we believe transparency is an important part of providing a positive patient experience from your first visit through the completion of your care.
Does delaying recommended dental treatment usually save money?
Not always. Many dental problems become more complex when left untreated, often requiring more extensive procedures in the future. Promptly addressing issues such as small cavities, worn restorations, or early gum disease may help reduce the likelihood of more costly treatment later. During your consultation, Drs. Bari Posner, Alex Hahn and Payel Peris can explain the potential benefits of timely care so you can make informed decisions about your oral health.
Who should I contact if I have questions about billing or payments?
If you have questions about your statement, insurance claim, payment methods, or financing options, our friendly administrative team is always available to help. We encourage patients to ask questions before, during, or after treatment so they feel comfortable with every aspect of their dental care. Our goal is to make the financial process as straightforward and stress-free as possible while supporting your long-term oral health.